Multi-Factor Authentication Solution

A next-generation framework designed to facilitate secure, flexible, and seamless authentication experiences while meeting regulatory security standards. It highlights the benefits of moving beyond traditional One-Time Passwords (OTPs) to advanced authentication methods such as offline and instant OTPs, push notifications, biometrics, and passkeys.

Wibmo's Multi-Factor Authentication Solution (MFA) solution serves as a unified authentication system applicable to all card types, payment methods, and broader organizational authentication needs.

Key Features and Use Cases

Consistency in Security

Maintains uniform security protocols across various transaction types and authentication points.

Applications Protected by the Solution

Card-Not-Present (CNP) Transactions
Net Banking Transactions
Online and Mobile Banking Access Verification
Corporate authentication needs, including:
- In-Band verification
- Cross-application authentication
- Web-browser security validation

Core Deployment Options through Tridentity

Tridentity SDK for Banking Apps

Direct integration into banking applications
Biometric verification, push notifications, and offline OTP support
Enables seamless authentication for both financial and non-financial use cases, extending beyond card payments

For more information, refer to the following:

SDK for Merchant Apps

Authentication directly integrated within merchant applications
Eliminates transaction redirection, improving transaction times by up to 80%
Strengthens security while increasing conversion rates
Simple, lightweight setup for merchants