Wallet Issuance

This section covers the list of API's to create wallet. KYC is mandatory to create a wallet.

KYC to create a wallet can be of:

• Bank Customer KYC
• Non-Bank Customer KYC - MIN KYC
• Non-Bank Customer KYC - EKYC

• User Identification: To identify the user type whether the use is a Bank Customer or a Non Bank Customer, refer to Fetch Beneficiary API.
• Bank Customer KYC
  • To validate the Bank Customer KYC refer Verify Bank KYC API.
  • To fetch the cards linked with Bank account, refer to Fetch Bank Cards API
• Non - Bank Customer KYC: There 2 ways to complete non - bank customer KYC:
  • OVD (Officially Valid Documents)
  • Aadhar KYC
• OVD
  • To fetch the available OVDs, refer to Fetch KYC Documents API.
  • To validate the entered OVD number by user, refer to Update KYC Details API

Aadhar KYC / eKYC APIs

• Validate the aadhar number entered by using the Verify Aadhar API
• Validate the OTP number received for Aadhar using the Verify Aadhar OTP API
• Confirm the profile details fetched from UIDAI using the Verify EKYC API
• Resend OTP in case of expiry using the Verify Resend OTP API

Wallet APIs

The below section covers the list of APIs to create Wallet

• Wallet Status: To check the wallet status of the user, whether the wallet is created and the details of the user or not refer Fetch Details API.
• Wallet Creation Feature
  • To create wallet, refer to Create API
  • To display the details of the wallet like CVV, refer to CVV API
  • To display the balance of the wallet, refer to Balance API
  • To request for wallet statement, refer to Fetch Wallet Statement API