Check BIN for Rupay Card API

The Check BIN for Rupay Card API is used to check the BIN (Bank Identification Number) for a RuPay card involves verifying the first six digits of the card number. This BIN helps identify the issuing bank, card type (e.g., debit, credit, prepaid), card level (e.g., classic, platinum), and the country of issuance.

Endpoint


Production	https://pginstance/authentication/api/v1/generateOTP
Test	https://areionsbi.pc.enstage-sas.com/authentication/api/v1/checkbin

Sample request

curl -X POST https://areionsbi.pc.enstage-sas.com/authentication/api/v1/checkbin \
-H "Content-Type: application/json" \
-H "pgInstanceId: 720200" \
-d '{
  "header": {
       "pgInstanceId":”72702415”,
      "x-api-key”: “AF165FBD-4E85-4c66-BEB1C54DC16CD48B”

  },
  "body": {
    "pgInstanceId": "72702415",
    "cardBin": "607XXX987"
  }
}'

Response parameters

Parameter	M/O/C	Type & Size	Description	Example
status	M	N(5)	Transaction Status	- success - failed
errorcode	M	N(1-4)	Error Code	0 = No Error. For the complete list of error codes, refer to PG Error Codes.
qualifiedInternetpin	M	AN(4 or 5)	Identifies the BIN eligibility for RuPay eCommerce transactions. True represents BIN is eligible.	True / False
authenticationNotRequired	M	AN(4 or 5)	If BIN is eligible for eCommerce transaction and if this field is True, then acquirer can call the bepg_Authorize API call directly without the need for authentication. This will be set to true for international card brands supported on RuPay rails.	True/False
availableAuthMode	C	AN(2-30)	Will not be available if authenticationNoRequired is true.Identifies the available Authentication mode for this BIN.If the BIN supports multiple authentication modes, the same will be sent as a comma separated values.	Comma separated values of authentication modes. e.g.,01 (OR) 02 (OR)01,02, where: - 01: Redirect - 02: S2SOTP
additionalProductsSup ported	C	AN(2-30)	Will not be available if authenticationNotRequired is true.Identifies the additional products supported by the issuer for the card BIN. If the BIN supports multiple products, then the same will be sent as a comma separated values.	Comma separated values of products supported. e.g.,01 (OR) 02 (OR) 03 (OR) 01,02 01,03,04, where: - 01 – EMI - 02 – SI - 03 – SFA - 04 - MOTO
errormsg	C	AN(0-(1024)	Description for the error code.	For the complete list of error codes and messages, refer to PG Error Codes .

Sample response

{
      "status":"success",
      "errorcode":0,
      "errormsg":"",
      "qualifiedInternetpin":"TRUE",
      "authenticationNotRequired":"FALSE",
      "availableAuthMode":"02",
      "additionalProductsSupported":"01,03"
   }

Endpoint

Request parameters